When you remortgage, you are switching your mortgage to another deal, and frequently, another lender.

Home Form - Eligibility Checker

Check my eligibility In under 60 seconds


Hassle Free  Remortgaging

Remortgages can be used for various reasons. However, most people simply switch mortgages because it will work out cheaper for them. For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, or a lower APR, with another lender. Another example is when you may need to re-mortgage to raise capital for some home improvements or to consolidate debts.

It is worth noting that a remortgage to a new lender is not the best option in all cases. Here at The Mortgage Market UK we were research the whole of the market including your existing lender and will recommended the most appropriate deal for you ensuring you avoid any unnecessary costs

Why remortgage?

With your mortgage being your biggest monthly expenditure cutting the cost of it down should be a no brainer.


Making sure you speak to one of our mortgage experts before your current mortgage deal comes to an end could make you significant savings, don’t let you mortgage switch to the lenders higher standard variable rate.


If you have equity in your home a remortgage to raise capital can be a very convenient way to pay for some home improvements to your property, such as a new kitchen or bathroom or that extension you’ve been wanting.


You may also wish to use some of your equity to consolidate some of your debts such as a bank loan or your credit cards which are on higher interest rates than your mortgage is. While this could significantly reduce monthly payments, it might mean you pay more over the long term, so you should always seek professional financial advice from one of our mortgage experts.

When can you remortgage?

When you take out a new mortgage you normally start the mortgage on an introductory interest rate like a 2 year fixed rate for example, after your 2 year fixed rate comes to an end your mortgage will revert to the lenders standard variable rate which is generally much higher than your initial introductory rate.

We would advice you start looking at new mortgage options up to 5 months before the end of your existing deal.

We will take the stress out of you having to find your next deal, we will search the whole of market for you including your existing mortgage lenders deals ensuring your are getting the best deal available.

The mortgage process can take up to 4 weeks on average to get a mortgage offer then a further 4 weeks for the solicitors to carry out the legal work. When everything is complete your new mortgage will commence once your early repayment charge comes to an end.


Get the best deal from over 90 lenders and 1000’s of mortgage deals.

Fast Advice

Don’t wait weeks for an appointment with your bank, speak to us today, see us tomorrow.

Highly Experienced dedicated advisers

You will have access to your own personal highly qualified professional adviser.

Big enough to matter small enough to care

No question is too big or too small for our advisers, we are dedicated to offering you exceptional service, being there for you when you need us.

How much can I borrow?

Innerpage - How much can I borrow (inline)

By adding debt to your mortgage you are spreading it over the full mortgage term which although may reduce your monthly outgoings, may result in you paying a larger total sum. The debt will be secured against your property which means that your home is at risk of repossession should you fail to keep up repayments on your mortgage.

Why not request a call back from one of our experts

Inline Callback Form