Adverse credit mortgages
Here at The Mortgage Market we pride ourselves on our strengths to help individuals with very complex scenarios.
Mortgage loans tailored to you
If you have been turned down by your bank call us today as we have access to specialist mortgage lenders to create bespoke mortgage loans.
When it comes to buying a home, some lenders can take on a rather sanctimonious attitude. They want to deal only with those who have faultless credit histories, perfect work records and adequate deposits. But money problems can affect everyone. Adverse credit problems can be linked to a loan default, county court judgements or being a discharged bankrupt.
Sometimes people get into debt through no fault of their own and, even if they have been to blame, want to sort things out. Certainly, no-one taking out a mortgage wants to see their property repossessed.
However, there is some good news in that some lenders are willing to provide adverse credit mortgages. Deals are unlikely to match standard mortgages; lenders in the adverse credit market – which is also sometimes described as ‘sub-prime’ or ‘non-conforming’ – will charge higher rates.
While the lenders clearly want to keep some degree of separation between their standard and adverse credit divisions, the deals they are offering are less punitive than in the past. Most lenders will also cut the interest rate if borrowers keep up a good payment record. And, after three years, it may be possible to switch to a standard loan.
We simplify your mortgage process
Whole of Market Mortgage Brokers
We are independent which gives us access to over 90 lenders and 1000’s of mortgage deals. Don’t just go to your bank and limit your options let us research the whole of the market for you and secure you the most competitive deal available for your circumstances.
Expert advice, stress free process
We have a team of higher experienced professional mortgage advisers on hand to work with you every step of the way, making the entire mortgage process as stress free as possible.
Save time and money
By having us choose the most cost-effective mortgage deal available to you from the 1000’s on the market you could be savings tens of thousands of pounds throughout the life of your mortgage, let the experts do the hard work for you.
Independent
Get the best deal from over 90 lenders and 1000’s of mortgage deals.
Fast Advice
Don’t wait weeks for an appointment with your bank, speak to us today, see us tomorrow.
Highly Experienced dedicated advisers
You will have access to your own personal highly qualified professional adviser.
Big enough to matter small enough to care
No question is too big or too small for our advisers, we are dedicated to offering you exceptional service, being there for you when you need us.
How much can I borrow?
